Housing – Financial Assistance
Ada Jenkins Center
Provides financial assistance and economic support to families for help paying rent, mortgage, and utilities, and childcare through their Critical Assistance Fund. Available to families located in Cornelius, Davidson, and Huntersville. Find out if you’re eligible online or by phone.
Address: 212 Gamble St, Davidson, NC 28036
Phone: 704-659-1051
Website: Ada Jenkins Center
Email: [email protected]
Crisis Assistance Ministry
A one-stop housing financial assistance organization that can assist with rental evictions, utility shut-offs, and other household needs. For help with evictions, you must have an eviction notice. They also offer a free store with clothing, shoes, and household items free-of-charge and a free household appliance program free-of-charge via Crisis Assistance Ministry’s Partner Agency network.
Address: 500-A Spratt St., Charlotte, N.C. 28206
Phone: 704-371-3001
Website: Crisis Assistance Ministry
Common Wealth Charlotte
Assists in equipping low-income wage earners with increased financial capability, so they can attain financial stability. This is achieved through a trauma-informed approach including education, personalized counseling, access to banking, and no-interest loans. They help North Mecklenburg county residents.
Address: 5301 Wilkinson Blvd, Charlotte, NC 28208
Phone: 980-636-1262
Website: Common Wealth Charlotte
Supportive Services for Veteran Families
This service provided by Catholic Charities Diocese of Charlotte provides supportive services to very low-income Veteran families in Mecklenburg County who are homeless or at risk of homelessness and ultimately, to end homelessness among Veterans. Prioritizes re-housing services to homeless Veteran households.
Address: 1123 S. Church Street, Charlotte, NC 28203
Phone: 704-370-3257
Mecklenburg Country Department of Social Services (LIEP)
Provides Low Income Energy Assistance Program (LIEAP) funds to eligible households so families can meet heating needs without sacrificing other basic needs. Call to check eligibility before applying. Available in English and Spanish; physical applications accepted at the addresses below.
Phone: 704-336-3000
Address: Valarie C. Woodard Center, Suite 100, 3205 Freedom Drive, Charlotte, NC 28206
Ella B. Scarborough Center, 430 Stitt Road, Charlotte, NC, 28213
Website: LIEP Website
Homeless Prevention & Emergency Housing
Charlotte Family Housing Inc.
Provides temporary housing for families of all shapes and sizes, and work alongside families to transition to a long-term, stable home — equipping them with the financial literacy, job readiness, and emotional support they need to thrive long after they leave our program.
Address: 300 Hawthorne Lane 3rd floor Charlotte, NC 28204
Phone: 704-335-5488
Website: Charlotte Family Housing Inc
Harvest Center
The Harvest Center CLT Passport Program is a biblical, value-based incentivized environment for non-chronic homeless families and individuals. They assist individuals impacted by situational homelessness, poverty and unemployment.
Address: 409 Basin Street, Charlotte, NC 28203 (Temporary Address, per website)
Phone: 704-335-1616
Website: Harvest Center
Inlivian
Develops and provides quality housing in sustainable communities of choice for residents of diverse incomes to prevent homelessness. Formerly known as the Charlotte Housing Authority.
Address: 400 East Boulevard, Charlotte, NC 28203
Phone: 704-336-5183
Website: Inlivian
Roof Above
Connects individuals with shelter services, short term and transitional housing, permanent supportive housing, and substance abuse treatment programs with housing.
Address: 945 N. College Street, Charlotte, NC 28206
Website: Roof Above Housing Services
Ada Jenkins Center
Connects individuals who are unsheltered with the proper resources. A Street Outreach Coordinator will meet with individuals and families to share emergency supplies and connect them with helpful resources.
Address: 212 Gamble St, Davidson, NC 28036
Phone: 704-896-0471
Website: Ada Jenkins Center Homeless Outreach
Hope House Foundation
Provides housing and support services for single, unaccompanied women and women with children experiencing situational homelessness in a pleasant congregant living environment.
Address: 15604 Northcross Drive, Huntersville, NC 28078
Phone: 704-992-1902
Website: Hope House Foundation
Soar Works Agencies
Are you at risk of or experiencing homelessness and in need of assistance with an Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) application? You may contact a social worker trained in the Soar program in Mecklenburg County by clicking the link below.
Website: Soar Works Agencies
Foreclosure Prevention Resources
North Carolina Housing Finance Agency
Provides free Foreclosure Prevention counseling and Housing Stability counseling. Their NC Homeowners Assistance Fund can aid NC homeowners with housing payments, mortgage payments, and housing-related costs. For inquiries about the fund, call 888-442-8188 or visit the website.
Alliance Credit Counseling
A variety of assistance and support programs including bankruptcy counseling, mortgage delinquency advice, credit repair, debt reduction solutions, budget advice, home buyer education, foreclosure counseling, and reverse mortgage advice.
Address: 10720 Sikes Place Ste 100, Charlotte, NC 28277
Phone: 704-341-1010
Website: Alliance Credit Counseling
NID Housing Counseling Agency
NID Housing Counseling Agency provides homeowners with stabilization education regarding their mortgage payments. This program assesses homeowners current hardship and established an agreed-upon action plan in an attempt to cure the mortgage default or prevent foreclosure.
Phone: 833-364-3422
Website: NID Housing Counseling
Critical Home Repairs
Habitat for Humanity of the Charlotte Region
Provides urgent, critical home repairs at a subsidized rate, allowing homeowners to remain in their homes. CHR addresses health and safety concerns such as, but not limited to: unsafe roofing or flooring, lack of heat, electrical or plumbing hazards, and accessibility updates including handrails, ramps, and bathroom modifications.
Address: 3815 Latrobe Drive, Charlotte, NC 28211 or Ada Jenkins Center office, 212 Gamble Street, Davidson, NC 28036
Phone: 704-716-5639
Rebuilding Together of Greater Charlotte
Utilizes volunteers and contractors to provide critical home repairs that make homes safer and healthier for our neighbors in need. Also partners with other local organizations to connect the community with resources to meet their needs and create vibrant neighborhoods. By appointment only.
Address: 9801 Southern Pine Blvd, Suite E, Charlotte, NC 28273
Phone: 980-236-0979
Website: Rebuilding Together of Greater Charlotte
Email: [email protected]
She Built This CIty
A women-led and women-focused organization that provides critical home repair for women-headed households and women-focused community spaces to empower women homeowners, business owners, and community leaders.
Address: 920 Blair Hill Road, Suite B117, Charlotte, NC 28217
Phone: 818-963-5136
Website: She Built This City
Email: [email protected]
Davidson Housing Coalition Hammers Program
Provides critical home repairs to people who live in Davidson, and prioritizes services to homeowners who are elderly, disabled, single parents, or large households of five or more residents, including children. Your income must be 80% or less than the average area income. They fix accessibility issues, electrical systems, drywall, plumbing, and roofs. Requires an application which can be found on the website linked below.
Phone: 704-892-4486
Website: Hammers Program
Email: [email protected]
Lake Norman Community Development Corp.
Preservation Home Fund assists with critical home repairs in Huntersville, Cornelius, or Davidson. A partner nonprofit must apply for funding on the homeowner’s behalf; LKN CDC can connect you to a repair provider and help with the application.
Address: 19837 S. Main Street, Cornelius, NC 28031
Phone: 704-897-7340
Website: Lake Norman CDC
Critical Home Repairs: Seniors/Special Needs
Rebuilding Together of Greater Charlotte – Safe At Home
Safe at Home helps older adults and individuals with disabilities live safely and independently at home. They provide home modifications — like fall-risk reduction and accessibility upgrades — for neighbors whose homes weren’t built with accessibility in mind, supporting long-term aging in place.
Address: 9801 Southern Pine Blvd, Suite E, Charlotte, NC 28273 (by appointment only)
Phone: 980-236-0979
Website: RTGC’S Safe at Home Program Website
Email: [email protected]
North Carolina Housing Finance Agency (NCHFA)
Provides low-income elderly and/or special needs people with critical home repairs, comprehensive rehabilitation, or accessibility modifications. NCHFA provides financing to local government and nonprofit partners that may help you. Emergency repairs and accessibility modifications help you to remain in your home after life-threatening emergencies and injuries.
Phone: 919-877-5700
Website: NCHFA
Household Items & Furniture
Beds for Kids
Provides beds and essential furniture free of charge to children and families facing housing instability or furniture poverty.
Address: 1800 Camden Rd. Suite 107-17, Charlotte, NC 28203
Phone: 980-422-1192
Email: [email protected]
Website: bedsforkids.org
Sleep in Heavenly Peace
Volunteer-built beds delivered free of charge to children ages 3–17 who don’t have a bed of their own.
Phone: 844-432-2337
Website: Sleep in Heavenly Peace