Housing Financial Assistance
Provides economic support to families for help paying rent, mortgage, and utilities, and childcare through their Critical Assistance Fund. Available to families located in Cornelius, Davidson, and Huntersville. Find out if you’re eligible online or by phone.
Address: 212 Gamble St, Davidson, NC 28036
Phone: 704-659-1051
Website: Ada Jenkins Center
Email: [email protected]
A one-stop financial assistance organization that can assist with rental evictions, utility shut-offs, and other household needs. For help with evictions, you must have an eviction notice. They also offer a free store with clothing, shoes, and household items free-of-charge and a free household appliance program free-of-charge via Crisis Assistance Ministry’s Partner Agency network.
Address: 500-A Spratt St., Charlotte, N.C. 28206
Phone: 704-371-3001
Website: Crisis Assistance Ministry
Assists in equipping low-income wage earners with increased financial capability, so they can attain financial stability. This is achieved through a trauma-informed approach including education, personalized counseling, access to banking, and no-interest loans. They help North Mecklenburg county residents.
Address: 5301 Wilkinson Blvd, Charlotte, NC 28208
Phone: 980-292-1148
Website: Common Wealth Charlotte
Creates affordable housing options and prepares families and individuals for financial stability and homeownership. All services require recipients to be located in Huntersville, Cornelius, or Davidson.
Address: 220-A Sloan Street, Davidson, NC 28036
Phone: 704-892-4486
Website: Davidson Housing Coalition
Email: [email protected]
This service provided by Catholic Charities Diocese of Charlotte provides supportive services to very low-income Veteran families in Mecklenburg County who are homeless or at risk of homelessness and ultimately, to end homelessness among Veterans. Prioritizes re-housing services to homeless Veteran households.
Address: 1123 S. Church Street, Charlotte, NC 28203
Phone: 704-370-3233
Foreclosure Prevention Resources
A clerk of court may be able to delay the foreclosure process for up to 60 days as needed. The delay of the foreclosure hearing will provide the homeowner more time to work out a payment plan with the bank, mortgage servicer, or lender. The ultimate goal of the program is to allow the homeowner to stay in the home.
Address: PO Box 2448, Raleigh, NC 27602
Phone: 919-890-1415
Provides free Foreclosure Prevention counseling and Housing Stability counseling. Their NC Homeowners Assistance Fund can aid NC homeowners with housing payments, mortgage payments, and housing-related costs. For inquiries about the fund, call 855-696-2423 or visit the website.
Address: 2801 Slater Road, Morrisville, NC 27560
Phone: 919-877-5700 (Main Office)
A variety of assistance and support programs including bankruptcy counseling, mortgage delinquency advice, credit repair, debt reduction solutions, budget advice, home buyer education, foreclosure counseling, and reverse mortgage advice.
Address: 8000 Corporate Center Dr. STE. 114, Charlotte, NC 28226
Phone: 704-341-1010
Website: Alliance Credit Counseling
Assistance with Utility Bills
A 14-bedroom facility that provides short-term shelter and comprehensive services for homeless families and single women. This is the only County shelter that accommodates families with adult or adolescent males. Rainbow Room licensed child care facility on site for up to 12 preschool children.
Address: 300 Hawthorne Lane 3rd floor Charlotte, NC 28204
Phone: 704-342-0933
Website: Charlotte Emergency Housing Inc
Email: Intake@CharlotteFamilyHousing.org
The Harvest Center CLT Passport Program is a biblical, value-based incentivized environment for non-chronic homeless families and individuals. They assist individuals impacted by situational homelessness, poverty and unemployment.
Address: 5415 Airport Dr, Charlotte, NC 28208
Phone: 704-335-1616
Website: Harvest Center
Develops and provides quality housing in sustainable communities of choice for residents of diverse incomes to prevent homelessness. Formerly known as the Charlotte Housing Authority.
Address: 400 East Boulevard, Charlotte, NC 28203
Phone: 704-336-5183
Website: Inlivian
Connects individuals with shelter services, short term and transitional housing, permanent supportive housing, and substance abuse treatment programs with housing. Call and a trained specialist will direct you to the appropriate resource.
Address: Day Center @ 945 N. College Street, Charlotte, NC 28206
Phone: 704-342-0933 or write at Contact Us Page
Website: Roof Above Housing Services
Connects individuals who are unsheltered with the proper resources. A Street Outreach Coordinator will meet with individuals and families to share emergency supplies and connect them with helpful resources.
Address: 212 Gamble St, Davidson, NC 28036
Phone: 704-896-0471
Website: Ada Jenkins Center Homeless Outreach
Provides housing and support services for single, unaccompanied women and women with children experiencing situational homelessness in a pleasant congregant living environment.
Address: 15604 Northcross Drive, Huntersville, NC 28078
Phone: 704-992-1902
Website: Hope House Foundation
Are you at risk of or experiencing homelessness and in need of assistance with an Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) application? You may contact a social worker trained in the Soar program in Mecklenburg County by clicking the link below.
Website: Soar Works Agencies
Critical Home Repairs
Provides urgent, critical home repairs at a subsidized rate, allowing homeowners to remain in their homes. CHR addresses health and safety concerns such as, but not limited to: unsafe roofing or flooring, lack of heat, electrical or plumbing hazards, and accessibility updates including handrails, ramps, and bathroom modifications.
Address: 3815 Latrobe Drive, Charlotte, NC 28211 or Ada Jenkins Center office, 212 Gamble Street, Davidson, NC 28036
Phone: 704-896-8957 extension 107
Utilizes volunteers and contractors to provide critical home repairs that make homes safer and healthier for our neighbors in need. Also partners with other local organizations to connect the community with resources to meet their needs and create vibrant neighborhoods. By appointment only.
Address: 9801 Southern Pine Blvd, Suite E, Charlotte, NC 28273
Phone: 980-236-0979
Website: Rebuilding Together of Greater Charlotte
Email: [email protected]
A women-led and women-focused organization that provides critical home repair for women-headed households and women-focused community spaces to empower women homeowners, business owners, and community leaders.
Address: 920 Blair Hill Road, Suite B117, Charlotte, NC 28217
Phone: 818-963-5136
Website: She Built This City
Email: [email protected]
Provides critical home repairs to people who live in Davidson, and prioritizes services to homeowners who are elderly, disabled, single parents, or large households of five or more residents, including children. Your income must be 80% or less than the average area income. They fix accessibility issues, electrical systems, drywall, plumbing, and roofs. Requires an application which can be found on the website linked below.
Phone: 704-892-4486
Website: Hammers Program
Email: [email protected]
C.H.R. Seniors and Special Needs
Safe at Home (SaH) is RTGC’s signature program designed to improve aging-in-place outcomes for low-income senior-citizens and people living with disabilities. By appointment only.
Address: 9801 Southern Pine Blvd, Suite E, Charlotte, NC 28273
Phone: 980-236-0979
Website: RTGC’S Safe at Home Program Website
Email: [email protected]
Provides low-income elderly and/or special needs people with critical home repairs, comprehensive rehabilitation, or accessibility modifications. NCHFA provides financing to local government and nonprofit partners that may help you. Emergency repairs and accessibility modifications help you to remain in your home after life-threatening emergencies and injuries.
Phone: 919-877-5700
Website: NCHFA
Through a program called Elder Response Initiative, assists seniors in historically and predominately black communities with completing critical home repairs. An application to the program is required, and you may download a PDF version on the website linked below. Email your completed application to the contact below. Call if you have any questions about the application.
Address: 500 A Spratt St., Charlotte, N.C. 28206
Phone: 980-771-4630
Website: FTS Elder Response Initiative
Email: [email protected]
Housing Financial Assistance
Below listed are organizations and nonprofits that provide Housing Financial Assistance in the North Meck Community
Provides financial assistance and economic support to families for help paying rent, mortgage, and utilities, and childcare through their Critical Assistance Fund. Available to families located in Cornelius, Davidson, and Huntersville. Find out if you’re eligible online or by phone.
Address: 212 Gamble St, Davidson, NC 28036
Phone: 704-659-1051
Website: Ada Jenkins Center
Email: [email protected]
A one-stop housing financial assistance organization that can assist with rental evictions, utility shut-offs, and other household needs. For help with evictions, you must have an eviction notice. They also offer a free store with clothing, shoes, and household items free-of-charge and a free household appliance program free-of-charge via Crisis Assistance Ministry’s Partner Agency network.
Address: 500-A Spratt St., Charlotte, N.C. 28206
Phone: 704-371-3001
Website: Crisis Assistance Ministry
Assists in equipping low-income wage earners with increased financial capability, so they can attain financial stability. This is achieved through a trauma-informed approach including education, personalized counseling, access to banking, and no-interest loans. They help North Mecklenburg county residents.
Address: 5301 Wilkinson Blvd, Charlotte, NC 28208
Phone: 980-292-1148
Website: Common Wealth Charlotte
Creates affordable housing options and prepares families and individuals for financial stability and homeownership. All services require recipients to be located in Huntersville, Cornelius, or Davidson.
Address: 220-A Sloan Street, Davidson, NC 28036
Phone: 704-892-4486
Website: Davidson Housing Coalition
Email: [email protected]
This service provided by Catholic Charities Diocese of Charlotte provides supportive services to very low-income Veteran families in Mecklenburg County who are homeless or at risk of homelessness and ultimately, to end homelessness among Veterans. Prioritizes re-housing services to homeless Veteran households.
Address: 1123 S. Church Street, Charlotte, NC 28203
Phone: 704-370-3233
Foreclosure Prevention Resources
A clerk of court may be able to delay the foreclosure process for up to 60 days as needed. The delay of the foreclosure hearing will provide the homeowner more time to work out a payment plan with the bank, mortgage servicer, or lender. The ultimate goal of the program is to allow the homeowner to stay in the home.
Address: PO Box 2448, Raleigh, NC 27602
Phone: 919-890-1415
Provides free Foreclosure Prevention counseling and Housing Stability counseling. Their NC Homeowners Assistance Fund can aid NC homeowners with housing payments, mortgage payments, and housing-related costs. For inquiries about the fund, call 855-696-2423 or visit the website.
Address: 2801 Slater Road, Morrisville, NC 27560
Phone: 919-877-5700 (Main Office)
A variety of assistance and support programs including bankruptcy counseling, mortgage delinquency advice, credit repair, debt reduction solutions, budget advice, home buyer education, foreclosure counseling, and reverse mortgage advice.
Address: 8000 Corporate Center Dr. STE. 114, Charlotte, NC 28226
Phone: 704-341-1010
Website: Alliance Credit Counseling
Assistance with Utility Bills
If you have received a disconnection notice on your utility service, they may be able to aid with paying all or a portion of your energy bill shut offs. Funds are limited and there is an application process. Please call to ask about this service.
Address: 500-A Spratt St, Charlotte, NC 28206
Phone: 704-371-3000
Website: Crisis Assistance Ministry
If you have received a disconnection notice on your utility service, they may be able to help with paying all or a portion of your energy bill payments. They also offer Duke Energy’s Helping Home Fund (HHF) which weatherizes low-income homes of Duke Energy customers to save money on utility bills. Please call for more info on these options.
Address: 901 N Tryon St, Charlotte, NC 28206
Phone: 704-992-1902
Website: Charlotte Area Fund
Offers help to residents by providing Low Income Energy Assistance Program (LIEAP) funds to eligible households. LIEAP allows families to meet their heating needs without sacrificing other basic needs. Call to see if you qualify before applying. Applications and detailed info are available in English and Spanish at the link below.
Physical applications can be turned in at three addresses found on the website.
Phone: 704-336-3000 or 704-432-1111
- Contact the Utility Company: If you anticipate you won’t be able to pay your bill, reach out to the utility company as soon as possible. Most utility companies will allow you to fall behind 2-3 payments before shut off as long as you tell them when you can pay it. For example, if you plan on utilizing a resource in this guide, tell them when you’ll be approved for help. See your bill or payment portal for contact information. Many utility companies offer discounted rates and payment plans to elderly and low-income people. Ask your utility company today.
- Programs that average bills throughout the year: We use different amounts of energy depending on the season. Sometimes we fall behind on our energy bills during periods when we use a lot of energy and incur high bills, like during summer in hot, humid North Carolina. Many energy utilities offer programs that average your periods of high and low usage and allow you to pay one set monthly payment all year long. This way, you can budget for one fixed price. Please call your utility company and ask if they offer this program.
Homeless Prevention & Emergency Housing
A 14-bedroom facility that provides short-term shelter and comprehensive services for homeless families and single women. This is the only County shelter that accommodates families with adult or adolescent males. Rainbow Room licensed child care facility on site for up to 12 preschool children.
Address: 300 Hawthorne Lane 3rd floor Charlotte, NC 28204
Phone: 704-342-0933
Website: Charlotte Emergency Housing Inc
Email: [email protected]
The Harvest Center CLT Passport Program is a biblical, value-based incentivized environment for non-chronic homeless families and individuals. They assist individuals impacted by situational homelessness, poverty and unemployment.
Address: 5415 Airport Dr, Charlotte, NC 28208
Phone: 704-335-1616
Website: Harvest Center
Develops and provides quality housing in sustainable communities of choice for residents of diverse incomes to prevent homelessness. Formerly known as the Charlotte Housing Authority.
Address: 400 East Boulevard, Charlotte, NC 28203
Phone: 704-336-5183
Website: Inlivian
Connects individuals with shelter services, short term and transitional housing, permanent supportive housing, and substance abuse treatment programs with housing. Call and a trained specialist will direct you to the appropriate resource.
Address: Day Center @ 945 N. College Street, Charlotte, NC 28206
Phone: 704-342-0933 or write at Contact Us Page
Website: Roof Above Housing Services
Connects individuals who are unsheltered with the proper resources. A Street Outreach Coordinator will meet with individuals and families to share emergency supplies and connect them with helpful resources.
Address: 212 Gamble St, Davidson, NC 28036
Phone: 704-896-0471
Website: Ada Jenkins Center Homeless Outreach
Provides housing and support services for single, unaccompanied women and women with children experiencing situational homelessness in a pleasant congregant living environment.
Address: 15604 Northcross Drive, Huntersville, NC 28078
Phone: 704-992-1902
Website: Hope House Foundation
Are you at risk of or experiencing homelessness and in need of assistance with an Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) application? You may contact a social worker trained in the Soar program in Mecklenburg County by clicking the link below.
Website: Soar Works Agencies
Critical Home Repairs
Provides urgent, critical home repairs at a subsidized rate, allowing homeowners to remain in their homes. CHR addresses health and safety concerns such as, but not limited to: unsafe roofing or flooring, lack of heat, electrical or plumbing hazards, and accessibility updates including handrails, ramps, and bathroom modifications.
Address: 3815 Latrobe Drive, Charlotte, NC 28211 or Ada Jenkins Center office, 212 Gamble Street, Davidson, NC 28036
Phone: 704-896-8957 extension 107
Utilizes volunteers and contractors to provide critical home repairs that make homes safer and healthier for our neighbors in need. Also partners with other local organizations to connect the community with resources to meet their needs and create vibrant neighborhoods. By appointment only.
Address: 9801 Southern Pine Blvd, Suite E, Charlotte, NC 28273
Phone: 980-236-0979
Website: Rebuilding Together of Greater Charlotte
Email: [email protected]
A women-led and women-focused organization that provides critical home repair for women-headed households and women-focused community spaces to empower women homeowners, business owners, and community leaders.
Address: 920 Blair Hill Road, Suite B117, Charlotte, NC 28217
Phone: 818-963-5136
Website: She Built This City
Email: [email protected]
Provides critical home repairs to people who live in Davidson, and prioritizes services to homeowners who are elderly, disabled, single parents, or large households of five or more residents, including children. Your income must be 80% or less than the average area income. They fix accessibility issues, electrical systems, drywall, plumbing, and roofs. Requires an application which can be found on the website linked below.
Phone: 704-892-4486
Website: Hammers Program
Email: [email protected]
Critical Home Repairs: Seniors/Special Needs
Safe at Home (SaH) is RTGC’s signature program designed to improve aging-in-place outcomes for low-income senior-citizens and people living with disabilities. By appointment only.
Address: 9801 Southern Pine Blvd, Suite E, Charlotte, NC 28273
Phone: 980-236-0979
Website: RTGC’S Safe at Home Program Website
Email: [email protected]
Provides low-income elderly and/or special needs people with critical home repairs, comprehensive rehabilitation, or accessibility modifications. NCHFA provides financing to local government and nonprofit partners that may help you. Emergency repairs and accessibility modifications help you to remain in your home after life-threatening emergencies and injuries.
Phone: 919-877-5700
Website: NCHFA
Through a program called Elder Response Initiative, assists seniors in historically and predominately black communities with completing critical home repairs. An application to the program is required, and you may download a PDF version on the website linked below. Email your completed application to the contact below. Call if you have any questions about the application.
Address: 500 A Spratt St., Charlotte, N.C. 28206
Phone: 980-771-4630
Website: FTS Elder Response Initiative
Email: [email protected]